:root{
  --blue:#0B1B3A; --blue2:#12264E; --amber:#F5A623; --amber2:#B8730A;
  --bg:#F4F6FA; --card:#FFFFFF; --ink:#0E1B33; --muted:#6B7891; --line:#E3E8F2;
  --ok:#1E9E6A; --danger:#D64545; --radius:18px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--ink);
  -webkit-font-smoothing:antialiased}
.app{max-width:520px;margin:0 auto;padding:16px 16px 48px;min-height:100vh}
.hidden{display:none!important}
h1,h2{margin:0 0 8px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.auth{padding-top:12vh}
.brand{text-align:center;margin-bottom:22px}
.logo{width:56px;height:56px;border-radius:16px;background:var(--blue);color:var(--amber);
  display:grid;place-items:center;font-weight:800;font-size:28px;margin:0 auto 12px}
.brand h1{font-size:30px;letter-spacing:-.5px}
.brand p{color:var(--muted);margin:0}
label{display:block;font-size:13px;color:var(--muted);margin:0 0 14px}
input,select{width:100%;margin-top:6px;padding:13px 14px;border:1px solid var(--line);border-radius:12px;
  font-size:16px;background:#FBFCFE;color:var(--ink)}
input:focus,select:focus{outline:2px solid var(--amber);border-color:var(--amber)}
button{font-family:inherit;font-size:16px;border:0;border-radius:12px;padding:14px 18px;cursor:pointer;font-weight:600}
.primary{background:var(--blue);color:#fff;width:100%}
.primary:active{transform:translateY(1px)}
.primary.small{width:auto;padding:12px 16px;font-size:15px}
.secondary{background:#EDF1F8;color:var(--blue);width:100%;margin-bottom:10px}
.danger{background:#FDECEC;color:var(--danger);width:100%}
.tabs{display:flex;background:#EDF1F8;border-radius:12px;padding:4px;margin-bottom:18px}
.tab{flex:1;background:none;color:var(--muted);font-weight:600;padding:10px;border-radius:9px;font-size:15px}
.tab.on{background:#fff;color:var(--blue);box-shadow:0 1px 3px rgba(11,27,58,.12)}
.link{background:none;color:var(--blue);text-decoration:underline;padding:10px;width:100%;font-weight:500}
.hint{font-size:12px;color:var(--muted);line-height:1.5;margin:10px 0 0}
.center{text-align:center;display:block}
.error{color:var(--danger);font-size:14px;margin:0 0 10px}
.top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.brandmark{font-weight:800;letter-spacing:-.3px;font-size:19px}
.badge{font-size:11px;background:#FFF3DD;color:var(--amber2);padding:4px 8px;border-radius:20px;margin-left:8px;font-weight:700}
.icon{background:none;font-size:22px;color:var(--blue);padding:6px 10px}
.balance{background:linear-gradient(160deg,#0B1B3A,#173166);color:#fff;border:0;margin-bottom:16px}
.balance .label{color:#A9B8D4;font-size:13px;text-transform:uppercase;letter-spacing:.08em}
.balance .amount{font-size:44px;font-weight:800;letter-spacing:-1px;margin:6px 0 4px;line-height:1.05}
.balance .sub{color:#C3CFE6;font-size:14px}
.split{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.14)}
.split span{display:block;font-size:11px;color:#9FB0CE;text-transform:uppercase;letter-spacing:.06em}
.split strong{display:block;font-size:17px;margin-top:4px}
.quick{display:flex;gap:8px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;margin-bottom:8px}
.quick input{flex:1;border:0;background:transparent;margin:0;padding:10px;font-size:16px}
.quick input:focus{outline:none}
.mic{background:#FFF3DD;font-size:20px;border-radius:12px;padding:10px 12px}
.mic.rec{background:var(--amber);animation:pulse 1.2s infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(245,166,35,.5)}50%{box-shadow:0 0 0 10px rgba(245,166,35,0)}}
.section-title{display:flex;justify-content:space-between;align-items:baseline;font-size:13px;text-transform:uppercase;
  letter-spacing:.07em;color:var(--muted);margin:22px 4px 10px;font-weight:700}
.section-title span{text-transform:none;letter-spacing:0;font-weight:500}
.bars{display:flex;flex-direction:column;gap:12px}
.bar{display:grid;grid-template-columns:26px 1fr auto;gap:10px;align-items:center;font-size:14px}
.bar .track{height:8px;background:#EDF1F8;border-radius:6px;overflow:hidden}
.bar .fill{height:100%;border-radius:6px}
.bar .muted{color:var(--muted);font-size:13px}
.list{display:flex;flex-direction:column;gap:8px}
.item{display:grid;grid-template-columns:38px 1fr auto;gap:10px;align-items:center;background:#fff;
  border:1px solid var(--line);border-radius:14px;padding:12px}
.item .emoji{font-size:20px;text-align:center}
.item .desc{font-weight:600;font-size:15px}
.item .meta{font-size:12px;color:var(--muted);margin-top:2px}
.item .amt{font-weight:700;font-size:15px;white-space:nowrap}
.item.review{border-color:#F5C77E;background:#FFFBF3}
.banner{background:#FFF3DD;color:#7A4B00;border:1px solid #F5C77E;border-radius:14px;padding:12px 14px;
  font-size:14px;margin-bottom:14px;line-height:1.4}
.banner.bad{background:#FDECEC;border-color:#F3B6B6;color:#8C1D1D}
.backdrop{position:fixed;inset:0;background:rgba(11,27,58,.55);display:flex;align-items:flex-end;
  justify-content:center;z-index:50;padding:0}
.sheet{background:#fff;width:100%;max-width:520px;border-radius:22px 22px 0 0;padding:12px 18px 26px;
  max-height:92vh;overflow:auto;animation:up .18s ease-out}
@keyframes up{from{transform:translateY(24px);opacity:.6}to{transform:none;opacity:1}}
.grabber{width:44px;height:5px;background:#DCE3EF;border-radius:4px;margin:6px auto 14px}
.field{margin-bottom:12px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.chip{border:1px solid var(--line);background:#FBFCFE;border-radius:20px;padding:9px 13px;font-size:14px;font-weight:500}
.chip.on{background:var(--blue);color:#fff;border-color:var(--blue)}
.warn{background:#FFF3DD;border:1px solid #F5C77E;border-radius:12px;padding:10px 12px;font-size:13px;margin:8px 0}
.actions{display:flex;gap:10px;margin-top:16px;align-items:center}
.actions .primary{flex:1}
.actions .link{width:auto;flex:0 0 auto}
.inner{margin-bottom:14px;background:#FBFCFE}
.row{display:flex;justify-content:space-between;padding:6px 0;font-size:14px}
.row span{color:var(--muted)}
.toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%);background:var(--blue);color:#fff;
  padding:12px 18px;border-radius:12px;font-size:14px;z-index:99;max-width:90%;text-align:center}